Los Angeles, CA - July 29, 2015 - As many as 40 percent of individuals who make the effort to apply for long term care insurance are declined.  A new video for consumers explains an option worth considering.

"Most people wait until their 60s or 70s to apply for long term care insurance a point in their life when their health is an issue," explains Jesse Slome, director of the American Association for Long-Term Care Insurance and the National Advisory Center for Short Term Care Information.

"Traditional long term care insurance companies require applicants meet certain health conditions before they will issue insurance coverage," Slome states.   "When people are declined for long-term care insurance, they are upset and frustrated that they cannot obtain something they want."  Several insurance companies will not accept an application from an individual who was already declined by an insurer.

To educate single women about a option available to those who have been declined, the trade group has posted a new eight-minute educational video.

"If you have been declined for long term care insurance, the video shares the benefits available as well as the costs.  We even posted the health questions asked on the application," Slome notes.  "Our goal is to continually uncover viable options for long term care planning that we share."  The trade group does not sell insurance products or favor any particular company.  The organization has members who are long term care insurance professionals.

To watch the video, go to https:// www.youtube.com/watch?v=Hkc7TnpgCyg

The National Advisory Center for Short Term Care Information was established by the American Association for Long Term Care Insurance to create heightened awareness among both consumers and insurance professionals.  To learn more visit the organization's website at www.aaltci.org/short-term-care-insurance.