June 15, 2015, Los Angeles, CA -   The latest statistical data regarding long term care insurance applicants reveals a significant portion are declined due to health reasons cites the American Association for Long Term Care Insurance.

"People mistakenly believe that like healthcare, they can't be declined for long-term care insurance coverage, "declares Jesse Slome, director of the American Association for Long Term Care Insurance (AALTCI).   "ObamaCare has no provisions pertaining to long term care insurance and insurers offering this protection do require that you meet health qualifications.

According to the latest AALTCI study of 2014 buyers, as many as 45 percent of  applicants for long term care insurance who are age 70 or older are declined coverage.  "If you want this important protection, you really need to look into it while you are in your 50s and 60s at the latest," Slome adds.  "Do it before your health changes which happens to all of us as we age."

The complete breakdown of declined is contained in the 2015 Sourcebook for Long Term Care Insurance Information.  Copies of the Sourcebook are sent free of charge to all Association members.

"It's also important to understand that each insurer establishes their own acceptable health standards," Slome shares.  "That's one reason it pays to work with a knowledgeable professional who represents multiple LTC carriers."    To learn more and get long term care insurance cost comparisons from a specialist, call AALTCI at 818-597-3227 or visit their website www.aaltci.org.