Wednesday, July 27, 2016
Commercial auto insurance in San Antonio, TX can be expensive, but it doesn’t have to be that way.
Your company’s past automobile insurance may help control the costs of your commercial auto insurance in San Antonio, TX. By reducing your company’s exposure to auto losses, you may be able to reduce the rates of your premium. Three good ways of controlling your commercial auto insurance premium rates are by reviewing your driving history, promoting safety training and awareness, and by maintaining your vehicles in good working condition. Here is how you can control the cost of your commercial auto insurance in San Antonio, TX.
- Reviewing Driving History
You’re going to want to carefully evaluate your driving candidates before you put them behind the wheel. Request their prior work history, conduct a criminal background check (after speaking with an attorney), and obtain a vehicle report to get a sense of how good this driver actually is.
- Promote Safety Training and Awareness
Road testing all driver candidates should be a practice, but it’s not always possible. You should require your drivers to successfully pass a road test in the kind of vehicle they will be operating. Also, establish rules of the road which define what you are expecting from your employees.
- Maintain Your Vehicles
Keeping your vehicles well maintained is important for the well-being and safety of not only the vehicle, but your driver’s well-being as well. At a minimum, maintenance intervals and focus should meet vehicle manufactures’ recommendations to avoid any potential lawsuits.
No matter what type of vehicle owner you are, if you use a car for business, you will need to invest in commercial auto insurance in San Antonio, TX. For help finding an auto insurance policy that will fit your needs, contact the Texas insurance professionals at Jerry R. Carnahan Insurance.
About Jerry Carnahan, LUTCF, CWCS
Jerry Carnahan is the owner of Carnahan Insurance agency, and co-author of the Texas edition of Stop Being Frustrated & Overcharged, a book about reducing Workers’ Compensation costs. Jerry is also the brains behind SmartGuard(R), a proprietary process to identify and prioritize businesses’ unique risks. SmartGuard(R) was granted a registered trademark by the U.S. Patent and Trademark office! Gerry is available to speak to business, networking, benevolent and association groups on the topic: What Every Business Needs to Know About Lowering Insurance Premiums: 2016. Carnahan Insurance is a proud member of the Insurance One Agency family.