Legally Reviewed and Edited by: Terry Cochran

Published on: January 7, 2025

Dogs are widely cherished as loyal companions in homes throughout Michigan, but even the most gentle pets can unexpectedly bite. In 2023, Michigan came in fourth for the number of dog bite claims, with over 900 reported incidents and $64.5 million in damages.

A dog bite injury can leave you dealing with medical care, expenses, and uncertainty about what comes next. Michigan’s strict liability laws give victims a clear path to hold negligent owners responsible, but legal questions can add to an already stressful situation.

If you’re searching for a dog bite attorney near me, the Cochran, Kroll & Associates, P.C. team understands what’s at stake and can help you move forward. With experienced legal support, you can focus on recovery while we work to secure fair compensation.

Dog Bite Liability in Michigan

Michigan follows a strict liability law for dog bites, making it one of the most victim-friendly legal frameworks in the country. Under this law, dog owners are automatically liable for injuries caused by their dogs, regardless of whether the animal has shown prior aggression.

Under Michigan dog bites laws, a canine owner is liable if:

• The bite occurred on public property or when the victim was lawfully on private property.
• The victim did not provoke the dog before the attack.

Unlike some states where victims must prove the owner knew the dog was dangerous (often called the “one-bite rule”), Michigan’s strict liability law ensures that even first-time attacks are grounds for compensation. This makes suing for dog bite injuries easier, allowing victims to recover damages for their injuries.

Are There Any Exceptions To Strict Liability?

While Michigan’s dog bite laws are designed to protect victims, there are a few exceptions where a dog owner may not be held liable:

• Provocation. If the victim teased, taunted, or provoked the dog before the attack, the owner may not be responsible for injuries. For example, if someone pulls a dog’s tail or strikes it, the court may rule that the victim contributed to the incident.
• Trespassing. If the victim was illegally on private property at the time of the attack, they may not have a valid dog bite lawsuit in Michigan. For instance, if someone breaks into a home or ignores “No Trespassing” signs, they may be ineligible for compensation.
• Police or military dogs. If a law enforcement dog bites someone during official duty, liability may not apply unless excessive force was used. This exception is in place to protect officers and their K-9 partners while performing their duties.

If you’re unsure whether your case qualifies for compensation for a dog bite, a personal injury lawyer in Michigan can review the details and discuss your legal options.

Who Pays for Damages After a Dog Bite?

Once liability is established, the next critical question is: Who will cover your medical bills and lost wages?

After a dog bite, victims often face major financial burdens, including medical bills, lost wages, and ongoing therapy costs. Once liability is established, the next critical question is: Who covers the cost of your medical bills and lost wages? Typically, you receive coverage through one of these two options:

The Dog Owner’s Homeowners or Renters Insurance

Most homeowners’ and renters’ insurance policies include liability coverage for dog bites. If the dog owner has insurance, you can file a claim with their provider to cover your damages. Typical policies cover between $100,000 and $300,000, which can help pay for:

• Medical expenses (surgeries, rabies shots, physical therapy).
• Lost wages if you were unable to work.
• Pain and suffering, including emotional distress and PTSD.

Personal Assets of the Dog Owner

If the dog owner is uninsured, you may need to sue them directly for damages. Even when insurance is in place, some policies have strict limits or exclusions, such as denying coverage for certain breeds or dogs with a history of prior incidents.

In these cases, filing a lawsuit allows you to pursue compensation through the owner’s personal assets, including savings or property.

Workers’ Compensation (If the Attack Occurred on the Job)

If you were bitten while working—for example, as a postal worker, delivery driver, or utility worker—you may be able to file a workers’ compensation claim in addition to a dog bite lawsuit in Michigan. Workers’ comp can cover medical expenses and a portion of your lost wages, regardless of who was at fault.

Why Take Legal Action If You’re Injured by a Dog

Many dog bite victims hesitate to take legal action, often out of concern for the dog owner, especially if they are friends, neighbors, or family members. However, filing a claim is not about punishing the owner; it’s about ensuring you receive the financial support needed for recovery.

Here’s why taking legal action is crucial:

• Cover medical expenses. Dog bites often require costly medical treatment, including emergency care, surgeries, and rabies vaccinations, which can cost up to $7,000 for the full treatment. A successful claim can help cover these expenses.
• Recover lost wages. If your injuries prevent you from working, you may be entitled to compensation for lost income, helping to ease the financial strain while you recover.
• Compensate for pain and suffering. Canine attacks can leave lasting emotional scars, including anxiety, PTSD, and cynophobia—the fear of dogs. A lawsuit can help you recover damages for pain and suffering.
• Hold negligent owners accountable. By filing a claim, you can help prevent future attacks by encouraging owners to take responsibility for their pets. This is especially important when an owner has allowed their dog to run loose or failed to take proper precautions, putting others at risk.

While there are plenty of reasons to file a claim, dealing with the legal process on your own can be overwhelming. A dog bite attorney can take on the legal work, giving you the time to focus on recovery while they fight for the compensation you deserve.

How an Attorney Can Help Your Case

Handling a dog bite lawsuit in Michigan can be complex, especially when dealing with insurance companies that often try to minimize payouts. A dog bite injury attorney in Michigan can:

• Investigate the case. Your attorney will gather evidence to prove liability, including witness statements, medical records, and animal control reports. They’ll also document the scene of the attack and take photos of your injuries.
• Negotiate with insurance companies. Insurance companies often try to settle claims quickly and for as little as possible. An experienced attorney will handle all communication with insurers, ensuring your claim is presented effectively and fighting against lowball offers.
• Calculate your damages. Your attorney will evaluate the full scope of your losses, including medical expenses, lost wages, future treatment costs, and pain and suffering. They may also work with medical and financial experts to assess your claim properly.
• Represent You in Court. Your attorney can take your case to court if the insurance company refuses to offer a fair settlement. They’ll present your claim to a judge or jury, fighting for the compensation you deserve.

At Cochran, Kroll & Associates, P.C., our attorneys have a proven track record of winning favorable verdicts for dog bite victims. Our past awards include a $250,000 settlement for a Monroe victim injured by a dog in Ann Arbor.

Meet Eileen Kroll, Attorney & Registered Nurse

Eileen Kroll brings exceptional experience to dog bite legal advice, leveraging her unique combination of qualifications as an attorney and registered nurse. This dual expertise allows her to:

• Identify potential medical complications that might not be immediately apparent.
• Interpret medical records and present them clearly for insurance negotiations and court.
• Work directly with treating physicians to document the full scope of injuries.
• Recognize when insurance companies are undervaluing medical aspects of your claim.
• Calculate appropriate compensation for future medical needs with professional accuracy.

This medical-legal perspective makes sure that settlements reflect the true cost of recovery and long-term care, not just immediate expenses. With her combined medical and legal expertise, Eileen ensures that your settlement fully accounts for both your immediate medical costs and any long-term health concerns.

Get Legal Help from a Trusted Dog Bite Attorney in Michigan

If you or a loved one has suffered a dog bite injury, work with qualified legal help to protect your rights and pursue financial recovery.

Our team at Cochran, Kroll & Associates, P.C. can help you understand your rights under Michigan law and file a well-supported claim for a fair payout for your injuries. Contact us today for a free consultation.

Our contingency fee basis means we only get paid if we win your case, so there is no financial risk to you to get started. Call our law firm today at 1-866-MICH-LAW and schedule your no-obligation, free case evaluation.

FAQs:

How long do I have to sue for a dog bite in Michigan?

Michigan’s statute of limitations gives you three years from the date of the bite to file a lawsuit. Delaying too long can make it harder to gather evidence, so speaking with an attorney as soon as possible can strengthen your case.

What if the dog owner has no insurance or insufficient coverage?

If the dog owner lacks insurance or has limited coverage, there are still ways to seek compensation. You may be able to pursue the owner’s personal assets, hold a landlord responsible if they knew about a dangerous dog, or determine whether a homeowners association was aware of previous incidents.

In some cases, your own health insurance or homeowners policy may help cover medical expenses.

Can I file a claim if the dog caused my injuries but didn’t bite me?

Yes, you may still have a case if a dog caused an injury without biting. For example, if a dog knocked you over, causing broken bones or other harm, the owner could be held liable under Michigan’s strict liability or negligence laws.

Speaking with an attorney can help determine the best way to pursue compensation.

Will the dog be euthanized if I file a claim?

Filing an insurance claim or lawsuit doesn’t automatically result in the dog being euthanized. This decision falls under local animal control authorities, who consider the severity of the incident and the dog’s history.

Many first-time incidents result in increased restrictions rather than euthanasia.

Disclaimer : The information provided is general and not for legal advice. The blogs are not intended to provide legal counsel and no attorney-client relationship is created nor intended.