The annual number of adults who will have a diagnosed heart attack was reported today by the American Association for Critical Illness Insurance (AACII).

"Every year some 125 out of 1,000 men age 55 or older will have a heart attack, a pretty significant number," shared Jesse Slome, AACII's director.   "The annual number of heart attacks suffered by women is lower at least until after age 74."

"If you knew your chance was greater than one in 10, I hope you'd consider doing some planning," advised the critical illness insurance expert.  Slome explained that critical illness insurance pays a lump-sum cash benefit when the policyholder is diagnosed with a heart attack.

According to AACII between ages 45 and 54, some 75 out of 1,000 men will have a diagnosed heart attack.  Some 35 women in that age band will have an attack.  Between 55 and 64, some 125 men and 60 women out of 1,000 will have a heart attack.

Thanks to faster emergency services and improved medical care, a good percentage of Americans are likely to survive a heart attack.  "Today more than 90% of people survive myocardial infarction, the technical term for a heart attack," Slome explains.  "But your savings and any assets you accumulated will likely be impacted."

Even individuals with health insurance often face significant costs.  "There are high deductibles today plus generally a fair amount of uncovered out-of-pocket costs," Slome adds.  "You even have to paying health insurance premiums while you receive care for that heart attack."

The Association recommends adults between ages 40 and 55 consider a critical illness insurance benefit that is equal to between six and 18 months of rent or mortgage payments.  "That's generally how long you might be out of work or retraining to find a job that's more suitable following a heart attack," Slome notes.  "You'll have the peace of mind knowing your biggest bill will be paid while you focus on what's really important, your recovery and return to life."

The American Association for Critical Illness Insurance advocates for the importance of critical illness planning and supports insurance professionals who market cancer and ci insurance products.  Visit the organization's website for best critical illness insurance costs or call the organization at 818-597-3205.