Seniors turning age 65 in Massachusetts have special decisions to make according to the American Association for Medicare Supplement Insurance (AAMSI).

"Massachusetts is one of a few states with special rules and plan options for seniors," explains Jesse Slome, director of the Association.  "Supplement 1 Plan is no longer available to people who are new to Medicare.   Individuals can buy Supplement 1A Plan but rates there can vary from one insurer to another."

Medicare Supplement 1A plan covers basic benefits including Part A: inpatient hospital deductible as well as skilled nursing facility coinsurance.  It also includes foreign travel emergency coverage as well as state-mandated benefits including yearly Pap tests and mammograms.

"In Boston a woman turning 65 could pay as little as $211 monthly or as much as $259 for basically identical coverage," shares Jesse Slome, director of the Association.  "Massachuseets couples need to be aware that fees added to the monthly cost may also vary.  So do discounts for two-person households.  In Massachusetts, they vary from zero to as high as five percent."

The Association's 2020 Medicare Supplement Price Index reports both the lowest and highest insurance rates.  "The survey is intended to educate more consumers about the importance of comparing options," Slome adds.  "You might be making a decision that you cannot easily change down the road."

To see 2020 Medicare insurance pricing for top U.S. cities visit the organization's website.  You can also find tips for getting coverage shared by top Medicare insurance advisors.

Massachusetts Medicare 1A Plan 2020 Price Index Findings

BOSTON, MA   (Zip 02128)

FEMALE age 65, Plan G

Lowest monthly premium: $211.25

Highest monthly premium: $258.99

MALE age 65, Plan G

Lowest monthly premium: $211.25

Highest monthly premium: $258.99

WORCHESTER, MA  (Zip 01604)

FEMALE age 65, Plan G

Lowest monthly premium: $211.25

Highest monthly premium: $258.99

MALE age 65, Plan G

Lowest monthly premium: $211.25

Highest monthly premium: $258.99

PEABODY, MA   (Zip 01960)

FEMALE age 65, Plan G

Lowest monthly premium: $211.25

Highest monthly premium: $258.99

MALE age 65, Plan G

Lowest monthly premium: $211.25

Highest monthly premium: $258.99

Find Massachusetts Medicare insurance agents by accessing the American Association for Medicare Supplement Insurance (AAMSI) online directory of local Medicare agents.  "The national's largest listing of Medicare insurance advisors is free to use and completely private," Slome adds.

AAMSI is an advocacy and informational organization.  The national organization supports insurance professionals who market Medicare Supplement insurance.