Consumers today are very aware of the need to plan for longevity and its impact on savings and lifestyle. Interest in Long-Term Care Insurance has increased as American families see first-hand the impact aging and health has on a family's savings and lifestyle.

Speaking to financial advisors, Matt McCann, a nationally known expert on Long-Term Care Insurance, encouraged them, as well as their clients and all consumers, to seek help from a Long-Term Care specialist with designing a plan to address the financial costs and burdens of aging.

"Today's Long-Term Care Insurance market is very strong. Products have innovative features and benefits. Today's products are priced appropriately. Under regulatory rules that exist today they give policy holders peace-of-mind and rate stability," McCann said.

But McCann cautioned that while many options are available to consumers, policy design, pricing and underwriting can vary tremendously between company and company.

"Most general insurance agents and financial advisors don't understand ideal policy design and claims. By working with a specialist, an affordable plan can be designed which protects savings and eases the burdens which get placed on family members," McCann explained.

He said there are very few true specialists that are available with the appropriate experience. Often, he says, the closest specialist doesn't even live in your state.

"I work with consumers from all over the country and find the best coverage at the best value. I also work with many financial advisors and help them help their clients.," McCann explained.

He stressed the importance of speaking with a specialist who works with the major companies in the industry, not just one. While these captive agents and advisors may have a great name brand available, that product can be much more expensive than it should be. Plus, the lack of experience in long-term care impacts the policy design.

"Today's technology allows a specialist, like me, to help consumers, and their advisors if they are involved, to find the right plan," he said.

McCann said a Long-Term Care Insurance specialist will ask very detailed questions about health, family history, retirement plans, finances and family concerns in order to make the proper recommendations.

"The idea is to find the best coverage at the best value. We want to be able to safeguard retirement accounts in order to protect assets and reduce the pressure placed on loved ones. Caregiving is always difficult on family members of any generation. Paid care drains savings and adversely impacts income and lifestyle. Affordable Long-Term Care Insurance will protect these funds and provide peace-of-mind," McCann explained.

As one of the leading Long-Term Care Insurance specialists in the country, McCann helps people nationwide with his unique process where they speak with him on the phone while seeing his computer screen on their computer. He works with all the major companies in Long-Term Care and is endorsed by the American Association for Long-Term Care Insurance.

Consumers can learn more and get free quotes from all the major companies:  https://mccannltc.net/free-quotes. You can find the cost of care in your state, as well as availability of partnership plans and tax incentives here: https://www.ltcnews.com/resources/state-information